Make sure everyone is safe. Move to a secure spot if possible and call 911 to report the accident.
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Take clear photos of the damage, accident scene, and other vehicles involved from different angles.
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Exchange names, phone numbers, license plate numbers, and insurance details with the other driver.
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A police report adds credibility to your claim. Request a copy for your insurance company.
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Call your insurance company as soon as possible and inform them of the accident and damages.
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Submit photos, police reports, repair estimates, and any witness statements to your insurer.
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An insurance adjuster may inspect your vehicle. Cooperate and provide full access to your car.
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Once approved, take your car to an authorized repair shop and keep all receipts.
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Review the settlement details, sign necessary documents, and receive payment or reimbursement.
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Save receipts, reports, and communications. Staying organized helps if any issues come up with your claim.
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